Sporally Report SPT Ready for Criminal Fines


- Directorate General of Taxation (Directorate General of Taxes) Ministry of Finance will provide fine and criminal sanctions to taxpayers who late report annual notification (SPT).

"Fine Rp 100 thousand per WP (taxpayer)," said Finance Minister Sri Mulyani Indrawati in KPP Jakarta Madya, Saturday (31/3/2018).

In accordance with the prevailing rules, the SPT reporting limit for individual WP is set until March 31, while for WP bodies until 30 April.

Meanwhile, Director of Counseling, Services and Public Relations Directorate General of Taxation Hestu Yoga Saksama said the administrative fine is valid for one time during the SPT reporting period.

He explains, if in the period 2017 did not report it will be subject to administrative fine of Rp 100. 000.The fines are specific to individual WPs.As for the WP, the body of the fine is Rp 1 million.

"The administrative sanction is delayed report SPT Annual for WP OP Rp 100 thousand, for WP Agency Rp 1 million, it is charged 1 time only," said Hestu. "But in the reporting of the Annual Income Tax (SPT) there is an accrued tax (underpayment), and the payment is also late, then the sanction is 2% interest per month," he added.
For maximum sanction, Hestu discloses the taxpayer can also be criminally charged for late reporting SPT and there are unpaid taxes payable.So causing the state losses.

"The most recent criminal sanction we do.Of course it is after going through a long process of guidance, appeal, reprimand, even inspection beforehand, if it is not obeyed too, then we carry out criminal sanctions, "he concluded.

To anticipate the many people who reported at the end of March , especially personal WP.The Directorate General of Taxation decides to keep the reporting service open from 08.00 am to 17.00 pm.

Service at the end of March is also done by all tax office in Indonesia.Where, people can report electronically with guided tax employees to reprint the efin.

Especially for taxpayers who report SPT via online via computer or private property, reporting deadline until 24:00 pm today.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946620/telat-lapor-spt-siap-siap-kena-denda-hingga-pidana
LABEL : [such as taxes, tax-related, fine]

Do not Withdraw Cash If You Do not Want to get wrapped around Credit Card Debt


- Paying by credit card is one of the easiest non-cash transactions.But in addition to shopping, credit cards also have the facility to withdraw cash at an ATM machine.

Drag cash by credit card can usually be done up to 50% card limit.So for example you have a limit of Rp 50 million then you can get cash withdrawal facility up to Rp 25 million.

This is different from the cash swipe.Indeed, cash swipes are also activities to get cash from credit card.Swipe cash, happens because of a kong kalikong between credit card holders and stores.So in the transaction mentioned buy a number of goods, but the store only give the money to the cardholder.

Swipe cash done for credit card holders get interest cheaper than cash withdrawal with card.Swipe cash in this store will be charged the same interest with shopping ie 2.25%. Back to cash withdrawal using credit card.This cash draw can be done at an ATM machine and is charged from 3% to 4% per attraction.

"It's better not to use (cash attraction facility), because it is more than loan shark.The tariff is charged 4%, later at the end of the month of interest again (interest rate and bank dependent fee), double the interest of his name, "said Financial Planner Aidil Akbar, when contacted on Saturday (31/3/2018) br> He explains, the difference using credit card for shopping is the user will not be charged if pay off before maturity.However, if the cash withdrawal, the user directly charged interest at that time and the interest of the current month.

"For example we pull and settle before maturity, will still be subject to interest," he said.
Aidil explains, banks provide cash withdrawal facilities because they do not want credit cards given to customers 'idle' just like that.So there must be a transaction done.

Currently there are some banks that have a trick for customers to use the cash withdrawal facility.That is mengiming imingi customers with flat interest like credit without collateral.

"There are also banks that like to offer cash withdrawal but flat interest such as KTA 0.75%, so they do not lose.Because if their shopping transactions can only be a little from the merchant, "he said.

He asserted, credit card is not a debt card.But the bailout card. "This should be emphasized, bailing cards to transact, so for example to bail monthly routine expenditure, the money must have been budgeted," he said.

According to him, the cardholder must also have the calculation of income and use of the card.Do not use beyond owner's income.

For readers AFP itself still has a chance if you want to participate in repaid the debt.Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018.If you want the debt repaid, just register and check the terms and conditions through Android and iOS .


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946535/jangan-tarik-tunai-kalau-tak-mau-terlilit-utang-kartu-kredit
LABEL : [credit card, debt, cash withdrawal]

More and more Taxpayers report SPT Yearly via Online


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Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946503/makin-banyak-wajib-pajak-lapor-spt-tahunan-via-online
LABEL : [e-filing, like tax, director general of tax]

Report SPT via Online Lemot, DJP: Our Network Capacity is Safe


- Directorate General of Taxation (DGT) Ministry of Finance said the website DJP Online used for reporting tax returns (SPT) taxes online is still safe.Although the traffic is quite high at the end of today's reporting deadline however, the capacity of its newly acquired 60% is considered to be sufficient and has no obstacles.

This was conveyed by the Director of Counseling, Services and Public Relations Directorate General of Taxes Hestu Yoga Saksama when contacted detikFinance, Saturday (31/3/2018).

"Safe (if website), traffic even only 60% of our network capacity.Last Thursday when it was very crowded at 11:00 am the traffic was close to 100% of capacity, "he said.

SPT reporting via the website itself is pretty much complained by the public, especially at its peak on Thursday 29/3) then.Capacity accessing the website is called almost 100% making the reporting process slower.

Hestu itself appealed to all taxpayers (WP) especially via online via smartphone to the nearest tax office if the reporting website notification letter (SPT) is difficult to access.But if the taxpayer wants to report the SPT by e-Filing through his smart phone, Hestu asks to check the internet network of each provider used.

"The via HP, maybe the network operator's Internet problem or the signal is not good at that location," he said.

Therefore, Hestu appealed to taxpayers who have difficulty reporting via electronic via smartphone, immediately went to the nearest tax office.

Because, report via online can be done in each tax office.In fact, in the tax office can be guided by tax officials.So if any confusing data can be explained properly.

"Just information, KPP that serves charging e-filing SPT average using WiFi, so the connection would be good.Unless the condition is very dense hamper access to DJP online as last Thursday, "he closed
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946404/lapor-spt-via-online-lemot-djp-kapasitas-jaringan-kita-aman
LABEL : [taxable, tax-marked, e-filing]

It's a Danger if Debt in the Bank Is Not Repaid


- Loans or debts in banks are usually an alternative funding for some people.How dangerous if borrowing money in the bank but not smooth paying not even paid off

Financial Planner of Partners Education Plan (MRE) Andi Nugroho explains, what happens if someone does not pay off debt in the bank or financial institution is to have a score bad in the regulator.

Currently the Financial Services Authority (OJK) has a financial information service system (SLIK) to monitor the credit score of the community.Formerly SLIK called Debtor Information System (SID) located in Bank Indonesia (BI).Usually, the surveyors or banks call it BI checking.

"If there is debt that is not paid off or stuck for a few months, directly recorded in SLIK first SID in BI.This also affects the assessment of the borrower, "said Andi when contacted on Saturday (31/3/2018).

According to him if the rating on SLIK is bad.So the borrower will be difficult to get access to credit from banks and financial institutions in the future.Like entering if the debt is not paid off.

"If the score is bad, it will be difficult.For example there is a credit card bill is not paid hundreds of thousands only.Will the effect can not take mortgages or vehicle loans for example.It will be difficult for the future, "he said.
General Manager of Indonesian Credit Card Association (AKKI) Steve Marta explains credit card bill is not as big as vehicle bill.But also must be accounted by the holder.

Based on SLIK information, there are a number of categories for credit customers, this includes credit card arrears. first is the collectability or ability to pay the number 1.This means the customer is always fluent in paying credit installment.

Then, Collek 2 is part of the special attention.The Customer will get this rank if you are in arrears 1 to 90 days.For example, you do not pay a motor vehicle installment for 5 days in September.Automatically, you will be listed in the collectability 2.

Then kolek 3, enter in the category of substandard the customers who do not pay the installment for 91 days up to 120 days.Collek 4 or credit status is in doubt.This is if the customer does not make payment for 121 days to 180 days.Then the status of collek 5 or stuck if the customer does not pay within 180 days.

"So if you do not want to use a credit card, better closed.First settled all the payments.Do not get any arrears anymore because it will affect the credit score in the eyes of the bank, "he added.
For readers AFP itself still have a chance if you want to participate in repaid the debt.Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018.If you want the debt repaid, just register and check the terms and conditions through Android and iOS.

>
Source : https://finance.detik.com/moneter/d-3946370/ini-bahayanya-kalau-utang-di-bank-tidak-dilunasi
LABEL : []

Discount up to 50% -70% Various Luggage, Shoes, to Mattress


- Long weekend holiday which coincides with the payday, certainly make the heart flowery. Besides being able to take advantage of moments with your beloved partner or family, taking the time to come back to pursue a hobby will increase your spirits.

You who have a hobby of adventure to a new place outside the city definitely need a tough suitcase. Especially if your luggage is currently not working properly. In Transmart Carrefour there is currently a special promo discount up to 70% for various luggage.

Many choices of models and sizes of suitcases that you can choose. From soft shell model to hard shell.

"Starting from March 29 to April 1, 2018, Transmart Carrefour holds massive discounts of up to 50% and 70% for the latest fashion products and household needs.To find out more detailed promos, you can see them with a click promo weekend promo https: // bit. ly / promoakhirpekan, "explained Corporate Communication General Manager of PT Trans Retail Indonesia, Satria Hamid, Saturday (31/3/2018).

Discount up to 50% is also provided by various towels, mats and mattress made by Red, White, TheLuxe, and Better Sleep brand. Get similar discount up to 50% for various shoes and sandals from Zandilac and Ando. Need linens and similar products? Get up to 70% off Studio One Warhol for your bedroom.

Coming directly to the nearest Transmart Carrefour outlet and get the promo catalog price valid from March 16-18, 2018. Moreover, if using a credit card of Bank Mega, still get additional 10% discount and who use Bank Mega / Bank Mega Syariah debit card will get an additional discount of 5%. These additional discounts apply with certain terms and conditions.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946392/diskon-hingga-50-70-aneka-koper-sepatu-sampai-matras
LABEL : [transmart, carrefour, luggage, transmart carrefour]

Sri Mulyani Not Adding Time Report SPT, It's Public Response


- Unlike previous years, the Directorate General of Taxation (DGT) of the Ministry of Finance agreed not to extend the deadline for reporting notification letter (SPT) Annual 2017 period.This was expressed directly by the Minister of Finance Sri Mulyani Indrawati when reviewing the SPT reporting service in the tax office (KPP) Jakarta Madya.

So how does society respond?

Edi, one of the private employees in the Jakarta area admitted to not object to the decision of Finance Minister Sri Mulyani who did not extend the reporting time of SPT.

According to Edi, the time set until March 31, 2018 special personal taxpayer is enough.

"Actually is enough, especially if all use e-Filing, because time is fast," Edi said when talking with in Jakarta, Saturday (31/3/2018).

It's just that Edi feels SPT reporting access via electronic has not been easily accessed.Especially for those who report in the recent times.

"The system had crashed, maybe that's what the DJP needs to fix," he said.

Meanwhile, Tomo who is a private employee also claimed not to question if the government decided not to extend SPT reporting time.

According to him, if extended even make the government is not firmly against the rules in force.

"If added later there is no firmness, so there is no problem, because the time given is enough," he said.

In accordance with the prevailing rules, the SPT reporting limit for individual WP is set until March 31, while for WP bodies until 30 April.

To anticipate the number of people who reported at the end of March, especially the personal WP, the Directorate General of Tax decided to open the reporting service from 08.00 am until 17.00 pm.

Service at the end of March is also done by all tax office in Indonesia.Where, people can report electronically with guided tax employees up to EFIN reprints.

Especially for taxpayers who report SPT via online via personal computer or smartphone, reporting deadline until 24:00 pm today.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946307/sri-mulyani-tak-tambah-waktu-lapor-spt-ini-respons-masyarakat
LABEL : [such as tax, tax-like, sri mulyani indrawati, taxation directorate]

Transfer of LPDB-KUMKM Revolving Fund Reaches 75%


- Micro, Small and Medium Enterprises Scheme Management Fund (LPDB-KUMKM) recorded total revolving fund that has been entered into LPDB account amounting to Rp 902.9 billion or 75.1% from Rp 1.2 trillion which must be entered this year, according to the obligations imposed on the LPDB and has been reported to the Supreme Audit Agency (Badan Pemeriksa Keuangan).The fund comes from a revolving fund that has been channeled to 12,257 cooperatives since 2000-2017.

"As per PMK 99/2008, LPDB's duty in this revolving fund transfer is 10 years, which will expire this year.But we continue to work and remain optimistic in terms of the transfer of funds rolled with optimal targets, "said Director of Finance LPDB, Ahmad Nizar accompanied by LPDB Business Development Director, Adi Trisnojuwono in his written statement on Saturday (31/3/2018)>
Adi said that it was interrupted by the Revolving Fund Transfer Scheme and Socialization and Bimtek of LPDB Inauguration Program of KUMKM 2018, in Surabaya on Wednesday (28/3).Adi added, the grant recipient cooperative 2000-2007, the type of business is diverse, ranging from agriculture, fisheries, and savings and loans.

"The point is we want the cooperative to continue to exist with one manifested in a revolving fund, we will continue to build," he said. According to Nizar, if the end of the assignment is over and the funds collected do not reach the target, it will talk back with the authorities such as Kemenkop, MoF and BPK, how best to settle it.

"Whether there is an extension or another, we should certainly sit together for the settlement.

We are still experiencing various obstacles in the transfer of this revolving fund so that the transfer process can not be done quickly.

"Suppose that the recipient of the revolving fund is closed, or the management is gone, it will enter another domain, it must be discussed first how to solve it," he added.

45 cooperatives from five districts (Ngawi, Tulungagung, Lamongan, Surabaya and Jombang), recipients of the revolving funds of 2000-2007 invited.
There is a potential fund to be drawn to LPDB of Rp 2.1 billion more .And this stay synchronized data, before the cooperative concerned give a power of attorney so that funds in the bank can be deposited to LPDB ".
From the discussion we are with the cooperative who was present, there are cooperatives who have made repayment in the year 2017, there is also a hope that there is rescheduling of the remaining funds that have not been returned.I think this is a good commitment from the Cooperative so we need to accommodate these aspirations in order to fund the program 2001-2007 can be returned optimally.

So far, the funds that have been transferred in East Java province amounted to Rp 63.5 billion from Rp 194.7 billion.

"In addition, until 2018, the total distribution of LPDB KUMKM in East Java amounted to Rp 1.4 billion.

For the revolving funds of 2018 planned Rp 1.2 trillion, consisting of Rp 450 billion for sharia loans and Rp 750 billion for conventional loans
With additional fund transfer from cooperatives, will increase the capital for LPDB to channel the funds back, given the high demand.
So it is appropriate that the cooperative who has returned the funds of 2000-2007 program is given appreciation with access to refinance to LPDB.

"Because the cooperative is proven resilient to run its business to date and most important is the commitment of the board to Finally, the LPDB KUMKM President Director, Braman Setyo said, related to the case of detention of two LPDB-KUMKM employees in Bangka by the local Prosecutor's Office, as suspected the misuse of the revolving funds authority of 2011, LPDB will continue to respect the ongoing legal process, and of course also put forward the principle of presumption of innocence.

"So we'll see the results later in court.As long as the process is still underway and has not been found guilty of these two persons, their status is still as LPDB employees, and LPDB will provide legal assistance to them, "said Braman Setyo.
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946318/pengalihan-dana-bergulir-lpdb-kumkm-capai-75
LABEL : [lpdb-kumkm, lpdb, revolving funds]

Want Holiday and Can Discount Furniture? Just Here!


- Home or apartment with a neat interior arrangement will definitely make the residents more comfortable.Even make the moment full of warmth more memorable.

But neat is not enough, also complete your home with a variety of furniture and household appliances quality.This time Index Living Mall held a special promo 'Good Friday & Good Deals' which offers a wide selection of quality furniture with fantastic discounts.

Special for you who want to replace or add furniture, of this moment is abstinence to be missed.Moreover, Index Living Mall is known for its dynamic quality and design. "This promotion is valid in both Index Living Mall stores starting from March 29 to April 1, 2018, both in Transmart Carrefour Graha Bintaro and Cempaka Putih," said Corporate Communications Manager of PT Trans Retail Indonesia Satria Hamid, Saturday (30/3/2018).

Looking for a table and chairs?There is Alto Breakfast Set White with a promo price of Rp 1. 599. 000 / set from the normal price of Rp 2.499. 000 / set.Another option of Sariselka 3Pcs Butter Fly Breakfast Set with the promo price Rp 1. 499. 000 / set from the normal price Rp 1.999. 000 / set.

Available in a silver / black color that can warm the atmosphere when you.Do you need an extra mat for the holidays?Relax, there is The Luxe Big One Travel Mattress size 100 x 190 cm with promotional price Rp 599. 000 / unit from the normal price Rp 799. 000 / unit.Especially for you who want to entertain relatives at home, there is Mori Glass Pitcher 650 ml 75586 / C with promotional price Rp 147. 000 / unit from the normal price Rp 210. 000 / unit.

All this discounted price will get additional discount if transaction using credit and debit card from Bank Mega and Bank Mega Syariah.There are also 0% installments from other banks that work with Index Living Mall.

Do not have a credit card?Do not worry, there is Megazip from Mega Finance who can provide mortgage payment program without credit card!Want more discounts on this long holiday?Click on here yes!


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946306/mau-liburan-dan-dapat-diskon-furnitur-hanya-ada-di-sini
LABEL : [transmart, carrefour, transmart carrefour, index living mall]

Overtired Debt Credit Card, Must How?


- Shopping by credit card is fun.Because we can get the goods first and then pay the bills next month.

But if mismanaged, credit cards can be dangerous can even twist and make pain.

Financial Planner Partner of Education Plans (MRE) Andi Nugroho explains if it is already hooked hence the card holder must have commitment to pay off.

"For example, have two cards, commitment to pay off one by one installments and discussed with the bank.In order to find the installment solution, "said Andi when contacted on Saturday (31/3/2018).

He revealed, if indeed there is no full money to pay off.Can pay the minimum installment which is usually 10% of the total bill.But keep in mind, this will be subject to monthly interest of 2.25% per month.This should also be taken into account.

In addition, to prevent use when payment is in progress.Then you can ask the bank to temporarily block the card.

"So the cardholder only pays only, the card can not be used.This is an effective way, "he said.
General Manager of Indonesian Credit Card Association (AKKI) Steve Marta explains, in fact there is a way other than closing credit card when credit card debt is wrapped around.Because, when closing you are also required to settle the bill.

"If you want to cover it should pay off the bills and interest first.There are other options like making installments for bills.Well for the payment there are two ways that the installment and the minimum payment, "said Steve.

Cardholders can contact customer service credit card from the issuing bank and ask to change the bill into fixed installments.But there are also banks that provide this service via internet banking, so you just click how long the term for this installment facility.

He explains to the closing of credit cards, the procedure can apply directly to the issuing bank.But indeed the holder has to wait some time, so the card really has no bills.

"So yes if you want to close this card it must pay off the bills first and wait for the next statement until absolutely no bill," he added.

For readers AFP itself still has a chance if you want to participate in repaid the debt.Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018.If you want the debt repaid, just register and check the terms and conditions through Android and iOS.

>
Source : https://finance.detik.com/moneter/d-3946284/terlanjur-terlilit-utang-kartu-kredit-harus-bagaimana
LABEL : [Pay off debt, AFP, debt, credit card installment, credit card]

Report SPT Can Be Online via 12 Hours Today


- The deadline for reporting notification letter (SPT) Annual period 2017 according to the rules set on March 31 for individual taxpayers (WP OP), while for WP bodies until 30 April.

Until this morning there are already 10. 051. 101 people who reported SPT. Of the total reported SPT, as many as 8. 213. 098 via e-Filing or via online, while 1. 838. 003 mails are reported manually.

The reported SPT is still far from the target of 14 million or 80% of the required amount to report that is 18 million.

Finance Minister Sri Mulyani Indrawati says SPT reporting by online or e-filing can be accessed until 24:00 pm.

"Because we are still open until the hour, for e-filing until 24:00 pm, so until 12 o'clock, we will also see the results," said Sri Mulyani at KPP Jakarta Madya, Saturday (31/3 / 2018).

The limit of SPT reporting via online is longer than coming directly to the tax office that open the service starting from 08.00 am until 17.00 pm.

For people who want to report via online but come to the tax office also can still. Only, limited service hours until late afternoon only.

In addition, said Sri Mulyani, for taxpayers who do not report the tax return will be subject to fines. For WP the personal penalty of Rp 100, 000, while for the agency of Rp 1 million.

"We keep the SPT today we open all AR we help so there is no reason that they can not fulfill its obligation to pay taxes because paying taxes is important to the country And I am grateful as Minister of Finance on behalf of DGT to all Indonesian taxpayers who have complied with the obligation to pay taxes, "he closed.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946228/lapor-spt-bisa-via-online-sampai-jam-12-malam-hari-ini
LABEL : [like tax, report tax, sri mulyani indrawati, e-filing]

Do not Get Debt Credit Card Debt, Here's How


- The use of credit cards as a means of payment is commonly used by the people of Indonesia.But, the credit card is only a loan facility granted by the bank within a certain limit or amount and should be used and managed wisely.

Indonesian Credit Card Association (AKKI) Steve Marta explains that not being in debt then must have good management in its use.

"So do not ever consider a credit card as cash.He is a paying tool that has the obligation to pay every month, "Steve said to, Saturday (31/3/2018).

Steve disclose, credit card if used properly and payment as matured then will not be charged interest .According to him, the interest rate is the unpaid installment.
"If paid full, eg due on the 5th, the bill of Rp 1 million is full right.Will not get interest, "he said.

He explains, for the minimum payment is not recommended.Because, by paying the minimum interest will be charged in the future will be greater ie a maximum of 2.25% per month.

According to Steve, this fixed installment facility is different from each bank.Some give a period ranging from 3 months, 6 months, 12 months to 24 months.Likewise the way to make the installment is different.

The cardholder can contact the credit card from the issuing bank and ask to change the bill into fixed installment.But there are also banks that provide this service via internet banking, so you just click how long the term for this installment facility.

"Instead of closing the card, it's better to stick with this fixed installment.The payment stays smooth and the card remains usable.But still must be wise, do not consider credit cards as cash, "he added.
For readers AFP itself still have a chance if you want to participate in debt repaid.Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018.If you want the debt repaid, just register and check the terms and conditions through Android and iOS.

>
Source : https://finance.detik.com/moneter/d-3946177/jangan-sampai-terlilit-utang-kartu-kredit-begini-caranya
LABEL : [credit card installment, credit card, debt, payday debt

Various Reasons People Report SPT When 'Injury Time'


- Although the reporting service letter notification (SPT) has been more and more easy, but still not make the community fulfill their obligations more quickly.

The annual SPT reporting limit for an individual is set to March 31.As for the business entity is set to 30 April.

As reported in the Tax Service Office (KPP) Jakarta Madya, there are still many people who reported their tax liabilities during injury time alias last day.The reason is normative on average because it is busy working.

Like Tomo, one of the private employees in Central Jakarta.He admitted that he only reported the SPT because he did not have efin (electronic filing identification number) or identity issued by the Directorate General of Taxes for taxpayers who want to report the SPT online.

"Because it just got now, before work, and this is another holiday too," said Tomo to detikFinance, Jakarta, Saturday (31/3/2018).

Tomo says his arrival to the tax office is also due to get more certainty when reporting than fill out the form online through his own computer or smart phone.Despite reporting it online.

"So I do not have EFIN, so can not e-Filing from home, here EFIN list, continue directly to the contents of SPT, better to the office, because there is a mandu, if pass medsos wait for balesan first, the feedback is long, "Tomo said. Meanwhile, Agustin who is also a private employee in Central Jakarta admitted to reporting the SPT on the last day due to his laziness.

"Yes the name is also Indonesian, the habit at the end, because busy, Monday to Friday come home late, just know also here Saturday stay open," said Agustin.

Agustin himself is the first time to report SPT because it just started work in 2017.His presence at the tax office is also to create an EFIN while reporting his tax.

"I do not have EFIN yet, the work was only last year, so I can only prove this year's tax deduction, but later on March 31 is still a long time," Agustin said.

Meanwhile, Dwi who is also a private employee admitted to reporting SPT due to the previous taxpayer number (NPWP) was lost.NPWP is also one of the requirements to obtain efin.

"Yesterday NPWP missing, have not had time to make, there is only time now," said Dwi.

He claims SPT reporting is also online through personal computer or smartphone.However, he prefers to the tax office in order to be guided by the officer on guard.

"Know (there online) only if make yourself afraid to fail continue.If here is it if it fails, there is a guide, "he said

The corner Buzz Blog, news, celebrities, and more badoo Buzz Dwi himself expects the government to utilize tax money deposited by the community well. must.Back to us again.If the government, please yes the government keep trust, the results of tax money please do not be diverted, "he closed.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946105/berbagai-alasan-masyarakat-lapor-spt-saat-injury-time
LABEL : [like tax, tax-like, tax evasion]

They Want KPR Lunas to Focus on Child Education Costs


- Housing Loans (KPR) can be an alternative community in having a dwelling.However, the prospective debtor must have a proper calculation if it is taking this credit.

Because every mortgage product has a period of fixed interest, the remaining interest rate is floating or will apply and may incur a burdensome repayment costs.











Wednesday, December 17, 2011 Following confess the participants of the program, Lunasi Debt, Evone Kumalasari he told with her husband decided to take the mortgage in order to get a decent dwelling for his family.This is done because they do not want to always depend on their parents.

"But the more days the need increases with the age of the child.We need a fee for our child's school.I hope to be elected because I want to ease my husband's burden, "said Evone quoted from the comments in detikcom, Saturday (31/3/2018).

There is also Isaya Dany Soegianto who is currently struggling to pay off his mortgage.He expects if the installment is already completed, then the allocation of installments can be used for school fees of the child.

"To have my child get a good education.If I am elected, the house I will give to the child as stock of capital when he grows up, "he said.

Then half of total debt paid AFP he will donate to the orphanage, gerja in the interior of East Nusa Tenggara (NTT) and South Kalimantan (South Kalimantan) as well as communities that also need in NTT and NTB.

For readers AFP itself still has a chance if you want to participate in debt repaid.Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018.If you want the debt repaid, just register and check the terms and conditions through Android and iOS.

>
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946081/mereka-ingin-kpr-lunas-untuk-fokus-ke-biaya-pendidikan-anak
LABEL : [Pay off debt, debt, AFP, kpr]

Garuda Recruits Beginner Pilot, This Kemenhub said


- Garuda Indonesia Group recently recruited 132 new ab initio pilots or beginner pilots for Garuda and Citilink airlines.It was appreciated by the Director General of Air Transportation of Kemenhub Agus Santoso.

For, this recruitment fulfills the safety aspect of aviation which is in line with the business development of the group of the state-owned company.
Agus said that business development marked by increasing aircraft must be coupled with the development of quantity and quality of aviation human resources, including pilots.

"So the pilot can still work optimally according to the flight safety rules, both from ICAO annexes and CASR Indonesia.I appreciate the positive steps Garuda Group has been anticipating the beginning of its business development with the addition of a new pilot number of ab initio, "said Agus in his written statement, Saturday (31/3/2018).

From this amount, Garuda will add 72 pilots.While Citilink add 60 pilots.The addition of this new pilot, continued Agus, is very significant to stimulate aviator education program in the country.

"With good knowledge and expertise, it will certainly be able to attract airlines to recruit it.Whether it is national or international airlines because the pilot is the spearhead in the aviation business, so it will always be needed by the airline, "he explained.

As the flight regulator, it will continue to monitor the progress of ab initio pilot in Indonesia.For example, the Directorate General of Civil Aviation of the Ministry of Transportation organizes Upgrading Training Aeronautical Knowledge for pilot ab initio on 24-25 January 2018. Training aimed at improving the knowledge and skills of ab initio pilots includes strengthening on Airlaw, Flight Performance, Planning and Loading, Meteorology, Navigation, Operational Procedures, Aircraft General Knowledge, Human Performance, and Principle of Flight.

DG Hubud has also recruited 34 pilot ab initio to be deployed as an inspector at 10 Offices Authority (OBU) offices throughout Indonesia.In addition, there are about 30 ab initio pilots being recruited stationed in flight halls, staff of DG Hubud, and others.

Previously, DG Hubud has also recruited 56 pilot ab initio for the past three years.So there is no longer the issue that many graduate pilots are unemployed.

Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946076/garuda-rekrut-pilot-pemula-ini-kata-kemenhub
LABEL : [kemenhub, air director general, pilot]

Sri Mulyani: No Extension of Reporting Time of SPT


- Finance Minister Sri Mulyani Indrawati stressed that the government will not extend the reporting period of Annual Income Statement (SPT) of 2017 period, although the SPT reporting system network has been disrupted or down.

Extension of time of reporting, said Sri Mulyani only make the society back stalling time reporting.


The deadline for reporting Annual SPT is in accordance with the rules that apply to the person until the March 31. As for business entity until 30 April

He realized, several days before the closing of SPT report there are constraints about internet network and website DJP online which is difficult accessed, especially on Thursday 29/3/2018).

At that time, said Sri Mulyani, became the top point of SPT reporting, especially taxpayer person.

"Time of Thursday before the long holiday. It seems everyone is on, so the channel got around because so many of them are waiting until the last day, "he said.

The former executives of the World Bank did not make that moment a reason for extending the 2017 SPT reporting deadline.

"We will remain until 31 today, and today even if you see also tax friends there is no holiday," he said.
< He reported that up to this morning there were 10. 051. 101. Of the total reported SPT, as many as 8. 213. 098 via e-Filing or via online, while 1. 838. 003 mails are reported manually.

The target of SPT report this year is 14 million or 80% of the 18 million people who are required to report SPT.From 14 million it consists of about 12 million WP person, and the rest is WP business entity.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3946068/sri-mulyani-tak-ada-perpanjangan-waktu-pelaporan-spt
LABEL : [like tax, report tax, sri mulyani]

Various Reasons People Hack Credit Card Debt


- In Indonesia, the use of credit cards as one means of payment is commonplace.However, if not properly managed credit card owners can experience an 'accident'.Like the participants detikcom Lunasi Debt this they claim to want to pay off debt due to entangled credit card.

Like Eko Prasetyo's account he tells his credit card lost with his wallet, then found by someone else and used for cash swipes.A cash swipe is an activity using a credit card in a store but it replaces groceries with some cash.

"The person finally returns his wallet and securities, strangely he confessed if he had used a credit card for his wife's wife's surgery expenses.After that he promised to pay off.But just 3 times the cicil he left, "said Eko in the comments column quoted on Saturday (31/3/2018).

He told, after the person runs off he finally had to continue repayment of the installment.Good luck is not on Eko's side, he is currently not working then the unpaid installment and he continues to be billed by.

"My life is not calm when I am not using the money," he added.
Besides Eko there is also Andreas Christian, he recounts to join the Debt Debt program because he is saturated because it is always being chased.He used a credit card for his wedding party.

It was done because he lacked the cost of the wedding. "Inevitably we use it, we do not realize that credit card interest is getting bigger.We only use Rp 12 million, up to now Rp 19 million, there is no money to pay it off, "he said.

He explained, lately he, his wife and brother contacted continuously by the parties.He wants to sell the motor, and his laptop but it is used for work purposes.

"When looking at this article, yes I hope to get it.If God allow, then I hope to get it.If you have not I still be grateful to take the time, thank you very much, "he said.

From the data on the number of participants who submit the program detikcom Pay off your debt recorded 19. 910.For credit cards as much as 37% or 5. 973 people want to pay off credit card debt.
For readers AFP itself still have a chance if you want to participate in the debt repaid.Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018.If you want the debt repaid, just register and check the terms and conditions through Android and iOS.


Source : https://finance.detik.com/moneter/d-3946024/berbagai-alasan-orang-terjerat-utang-kartu-kredit
LABEL : [debt, credit card, credit card installment, AFP, payday debt

Still Far from Target, Only 10.05 Million People Report SPT


- Finance Minister Sri Mulyani Indrawati revealed that there are 10.05 million taxpayers (WP) who reported annual notification (SPT).

The figure is still far below the set target of 14 million of the required total of 18 million taxpayers.As for, the reporting is an individual and a business entity.

"Until today who has delivered individual is 10. 051. 101 people," said Sri Mulyani in KPP Jakarta Madya, Jakarta, Saturday (31/3/2018).

From 10. 051. 101 SPT already reported, as many as 8. 213. 098 through efiling or via online, while 1. 838. 003 mails are reported manually. "We see since last year the increase of private WP increased enormously, for 2016 there is a 45% increase due to tax amensty, this year the increase is not large but still double digits," he said.

On the last day of SPT reporting, the former Managing Director of the World Bank has appealed to the whole community to immediately report it.Moreover, the tax office still open the service until 17:00 pm.As for online can be done until 24:00 pm.

"I appeal to all WP, if need not have to wait until the end, next year we will continue campaigns, because in January we have SPT campaign.We must continue to improve our network capacity to be able to bear the anticipation of society to pay taxes, especially OP.

In addition, Sri Mulyani also said that the tax already paid to the state will be returned again to the community with different forms.Starting from the infrastructure buildings, to the services obtained.

"I also see the enthusiasm of people to pay taxes began to increase awareness, we continue to convey to the public that your tax money is for you too, whether it is in the form of buildings, or services provided, it is for the benefit of society, "he concluded.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945996/masih-jauh-dari-target-baru-1005-juta-orang-lapor-spt
LABEL : [such as tax, sri mulyani, sri mulyani around the tax office]

Nearly 20,000 People Request Debt Repaid, Most House Installment


- A total of 19,910 people have enrolled in your Debt Settlement program initiated by seconds. com. Based on data processed by seconds. com, the type of debt most requested to pay off is the mortgage.

House installments occupy the first position with the acquisition of 37%. Then followed by repayment credit card debt repayment of 30.3%. The rest is car installment 12.5%, motorcycle installment 10.3% up to other types of bills such as electricity bills, bank installments and installment loans without collateral (KTA).
Different types of comments on repayment of installment debt are also written by the second reader. com. There are who want to pay off the vehicle and mortgage because it does not work anymore until someone claimed to be chased by debt collector.

For readers AFP itself still has a chance if you want to participate in repaid the debt. Readers who have the opportunity to repay the installment is the reader through the application detikcom, both the android and iOS users.

The program will run for 3 days from 30 March to 1 April 2018. If you want the debt repaid, just list and check the terms and conditions through link following!

And do not forget, for the detikers does not have the application of AFP can download it here for Android and iOS


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945942/nyaris-20000-orang-minta-utang-dilunasi-terbanyak-cicilan-rumah
LABEL : [debt, AFP, mortgage, electric bill, credit card]

Complaints Report to Sri Mulyani SPT: Forgotten EFIN Until Lemot Network


- Minister of Finance Sri Mulyani Indrawati visited several tax offices to directly review Annual Report Notification (SPT) reporting activities on the last day.

The review was conducted in several middle-income tax offices located at Tax Office Office (KPP) Madya in Jalan Ridwan Rais.In this building, there are KPP Pratama Menteng Dua, KPP Madya Jakarta Timur, KPP Madya Central Jakarta, KPP Madya South Jakarta, KPP Madya West Jakarta, and KPP Madya North Jakarta.

Sri Mulyani arrives at the location at 09. 56 WIB.Sri Mulyani wearing a black batik patterned pink and black material pants.

Accompanying Director General of Taxes Robert Pakpahan, Expert Staff of Regulation and Law Enforcement Tax Awan Nurmawan Nuh, Expert Staff of Tax Compliance Suryo Utomo, Expert Staff for Supervision of Wulandari Puspita.

Arriving at the location, Sri Mulyani directly approached the service of SPT consultation and reporting manually.The available employee was only four.

"It's finished sir ?," asked Sri Mulyani to one of the taxpayer.

"Not yet bu," said the taxpayer.

Sri Mulyani also gives a question to the employees who are in the lobby of the building.

"Already from what time?How many is there ?, "asked Sri Mulyani.

" Already from 8 am Mom, I do not count how many, "said the tax official.

Former Executive Director of the World Bank is also asking related to obstacles during SPT reporting process

"Sometimes more e-filing, forget efin, email, then yesterday's busy network that report so long," the employee said.
After knowing the obstacles, Sri Mulyani and Robert Pakpahan decided to continue the review to the third floor by using the elevator.On the floor is the location of SPT reporting online and can serve all taxpayers.

The location of SPT reporting on an efiling basis utilizes the auditorium.The room was transformed by making several long tables with each service.Such as the manufacture of efin or reprint efin, SPT reporting, and waiting room.

SPT reporting deadline for individual taxpayer if online up to 24:00 pm.While reporting directly manually or online at the tax office until at 17:00 pm.If the taxpayer who did not report his Annual Tax Return will be subject to an administrative fine of Rp 100,000.00.

In accordance with the rules of submission of the personal ordinary tax return is set until 31 March 2018.As for the corporate tax return is set until 30 April.

Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945843/keluhan-lapor-spt-ke-sri-mulyani-lupa-efin-sampai-jaringan-lemot
LABEL : [sri mulyani, report like tax, e-filing, efin]

Do not Forget, Today Last Report SPT!


- Today, Saturday, March 31, 2018 is the last day for all Indonesian citizens (WNI) who already have a taxpayer ID number (NPWP) to report annual letters of submission (SPT).

For personal WP can report online via e-filing, or manual by coming to the nearest tax office (KPP). As for the agency or company, the deadline for reporting is April 30, 2018.

The Parties of the Directorate General of Taxes have appealed to all WP to immediately report the Annual Tax Return. If not, then get ready to be fined as regulated by the Act.

Sanctions that will be accepted by individual WP if reporting through from the time set the administrative fine of Rp 100. 000. While the sanction for WP body of Rp 1 million if through 30 April.

"If you report past 31st of March Rp 100 thousand for WP OP, if the WP of the agency until April 30, the fine is Rp 1 million," explained Director of Counseling, Services and Public Relations of Directorate General of Taxation Hestu Yoga Saksama.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945781/jangan-lupa-hari-ini-terakhir-lapor-spt
LABEL : [like tax, report tax, e-filing]

Last Day Report SPT, Sri Mulyani Traveled Tax Office


- Finance Minister Sri Mulyani Indrawati and Director General of Taxation Robert Pakpahan agreed to conduct a joint review of the Annual Report Notification Service (SPT).

Head of Sub-Directorate of Taxation Public Relations Ani Natalia said the number one person in the Ministry of Finance and Directorate General of Taxation will conduct a review to the tax service office (KPP) Menteng Dua.

"Jump to KPP Menteng Dua on Ridwan Rais road, Minister of Finance there also review, want to review service reporting SPT," said Ani when contacted, Jakarta, Saturday (31/3/2018).

Ani said that the schedule review will only be done in KPP Menteng Dua only. Because, there are six madya offices that also serve SPT reporting.
"There are 6 offices, but the 5 are KPP madya, but they work together to serve taxpayers who want to report SPT as well," said Ani.

Known, today is the deadline of SPT Annual Reporting for individual taxpayer since it opened from early March 2018. For people who have not submitted, then must submit this day, if not reported it will be exposed with the administration of Rp 100. 000.

SPT Annual Reporting can be done manually by visiting the nearest KPP or by way of online or efiling through your smart phone. If not confident then can also go to the KPP to be guided when filling.


Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945746/hari-terakhir-lapor-spt-sri-mulyani-keliling-kantor-pajak
LABEL : [such as annual tax, tax-like, tax, sri mulyani tour tax office]

When is a Profitable Time to Buy a Car?


- Owning a four-wheeled vehicle today is already a major requirement especially for those who have high mobility, also for those who already have families and children who are still toddlers.

But sometimes, we have many reasons to replace our old car with a new car.Maybe when you buy your car is still a status and now is married of course you need a bigger car or you really want to replace the old car for technological reasons only.

There are some precise times that can be used to buy certain items.Buying any clothes we usually take advantage of certain moments in order to get a cheaper price such as discounts during Lebaran or Christmas.

Buying a car does not have to be in a hurry there must be some consideration.The right time is also one of the considerations to buy a car.When is the right time to buy a car?

One of the best times to buy a car is at the end of the year.Why?Usually sellers of cars or spend the stock of cars that have not been sold in that year.

Moreover in the next year get the latest car stock.To stimulate the purchasing power of the community, often provide attractive promos such as, cheap installments, lottery prizes.Well you can take advantage of this moment to buy a car.
Believe it or not this time is not a myth to buy used cars.Used car prices will drop dramatically at the time after the holiday, especially Lebaran or Idul Fitri holiday because the priority of each person is different.

One's desire to look stylish becomes the reason to buy a new car.Automatic used car prices will be lower especially after Lebaran prices will skyrocket down.Usually after Lebaran people do not have enough money to buy a car.

Not to say used car sales are becoming lethargic.Lots of smart people are taking advantage of this moment to buy used cars.

No need to be discouraged if you can not buy a car during Lebaran.There's still another time to buy a car, when?The answer is at the beginning of the year.

Every car manufacturer will launch its new car at the beginning of the year.Well here the producers will be aggressively promoting new products by providing various interesting promos.Here's your chance to buy a new car at a much cheaper price.
When you will buy a car, you are required to pay a minimum down payment of 30%.That means you must have money as much as 30% of the sale price of the car so you can bring your dream car.

But it would be better if you already have money above 30%.So when we have money above 30% we will be lighter and to pay off the car compared to us only pay 30%.

This strategy does seem heavy at the beginning but if we can see the positive side we cheaper menyicilnya every month and we more quickly free of debt so we can realize our other financial goals.
Apparently buying a car alone can have a chance for you to profit huh?Exclamation right.Well things like this can be learned in workshops and classes conducted by the IARFC Indonesia team https: // ow. ly / NbPy30gC3Dy or AAM & Associates team https: // ow. ly / pxId30gC3BB.

In Jakarta opened a workshop Managing Salary and Regulating Monthly Money a day info https: // bit. ly / PMM0318 and Learning to Be Rich with the Mutual Fund, info https: // bit. ly / WRD0318.

Meanwhile, outside the city, opened a day worshop Manage Salary in Yogya, info https: // bit. ly / PMJGS18 and Learn Mutual Funds here https: // bit. ly / RDJGS18.In addition to Yogya there is also a day workshop to learn to manage finances and salaries in Surabaya info https: // bit. ly / PMSUB18 and Workshop Rich with Mutual Fund info https: // bit. ly / RDSUB18.

As for more complete science, you can learn about complete financial planning, and even be a consultant with International certificate can follow the Basic Financial Planning workshop here https: // bit. ly / BFP0418.

Get ready also monthly start Ramadan there is also Sharia Financial Planning class, info https: // bit. ly / IFP0518, the class is only once a year lho in the month of Ramadan alone.

You can have question and answer discussion by joining in our group telegram account "Seputar Keuangan" or click t. me / seputarkeuangan.

Remember, As an expensive asset then you should take into account everything related to the purchase of the car.Starting from the funds to be prepared, monthly repayments, cash purchase benefits to benefit and facilities obtained later.

Happy money!

BTW, have unpaid debts?Here pay me to pay off.How to?Check out on this news:


Source : https://finance.detik.com/perencanaan-keuangan/d-3945711/kapan-saat-yang-menguntungkan-untuk-beli-mobil
LABEL : []

Trial Navigation Seamlessly, Kertajati Airport is Ready to Operate


- Testing of navigation through Calibration Flight at Kertajati Airport, Majalengka Regency, successfully conducted on Thursday (29/3/2018).The airport was ready to operate.

It was delivered by the Director General of Air Transportation Agus Santoso.He said that his side will continue to certify in order to meet safety, comfort, and safety rules when operating later.The plan of Kertajati Airport to operate in May 2018.

"Thus the success of this inaugural flight must be grateful and welcomed.We as the aviation regulator will continue as soon as possible to perform the certification process so that the airport can be operated on target and guaranteed safety, security and comfort of the flight, "said Agus in his written statement on Friday (30/3/2018).
He explains this Calibration Flight is the inaugural flight at Kertajati Airport.The flight is to ensure the readiness of runways and other equipment on the airport side of an airport.With the success of this flight, it can be said the airport air side is ready to operate.

The flight is conducted by the Air Transportation Calibration Facility Airline in cooperation with AirNav Indonesia and the management of West Java International Airport (BIJB).Agus assess the success of the inaugural flight is important considering the existence of Kertajati Airport that has been highly anticipated.
BIJB will serve air transportation for some people of West Java and Central Java and reduce the density of air traffic at Soekarno Hatta Airport, in addition to the hajj embarkation airport of West Java region.

The existence of the airport located in District Kertajati, Majalengka regency, West Java is expected to improve the economy by increasing the tourism sector and other sectors.

Previously reported, Beechcraft King Air B350-i successfully landed perfectly on the runway of West Java International Airport (BIJB), on Thursday (29/3/2018).The plane became the first to land at BIJB.

The aircraft took off from Husein Sastranegara Airport Bandung at 08.16 pm and the landing at Kertajati Airport at 08. 21 pm.The plane then took off from Kertajati Airport at 10:25 pm to check PAPI landing facility.Checking finished at 11:50 pm and the plane landed.

The first landing is a series of calibration tests on the instrument instument navigation.This is done to find the formulation of aircraft guides during the next flight at Kertajati Airport.Next will be validation flight for IFP according to AIP of Kertajati Airport which has been published.
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945521/uji-coba-navigasi-mulus-bandara-kertajati-siap-beroperasi
LABEL : [airport kertajati, air director general, kemenhub]

Your Vehicle Installment Not yet Settled? Calm, AFP Will Be Off!


- Having a vehicle is not a difficult case at this time.Because, many ways to buy a vehicle, one of them by way of credit.

Moreover, many promos are offered, from down payment or down payment is cheap until the requirements are not complicated.

However, not a few of them who turned out to be difficult to pay installments on the way.Not infrequently it ends with bad credit and the vehicle was withdrawn alias dijabel.
The problem of the heavy installment of this vehicle is also experienced by some readers AFP.Adi is one of them.He felt the weight installment installment motor.

"I want to pay off the motorcycle installment because it is quite burdensome," he said.

Other readers Bian 06 is also the same.He felt heavily in installments and felt he could not. "I want to pay off the debt of my car because I have not been able to pay installment of it," he said.

But do not worry, AFP is ready to help the loyal readers.Because, AFP has a program to pay off debt.

This program lasts 3 days ie 30 March to 1 April 2018.Condition is easy, readers simply download detikcom on Playstore for Android users and in the App Store iOS users.

The trick is quite easy, the reader just download the application that is available on the PlayStore for Android users and in the App Store for iOS users.When opening the application detikcom on the initial view of the reader will find articles on how to follow the debt program you want paid off AFP.So what are you waiting for, yuk download the application detikcom right now.

The program will run for 3 days starting Friday, March 30 - April 1, 2018.Winner Announcement on Tuesday, April 3, 2018.

Oh yes, for detikers who do not have the application of AFP can download it here for Android and iOS
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945437/cicilan-kendaraan-anda-belum-lunas-tenang-detikcom-bakal-lunasi
LABEL : [debt paid, debt repaid AFP, debt]

Darwo Raises Tens of Million Military Souvenir Sale


- Magelang city is famous as one of the military city, especially with the existence of Military Academy in the center of this flower city.It is then pushed Darwo Wibowo (43) to try out business opportunities making souvenirs nuanced military.

The original Brebes man opened his business since 2006 ago and chose the location in Tidar Indah Housing gang ll, Magersari Village, District Magelang Tengah, Magelang City.

"I choose the business of printing and making souvenirs because I really like art.Incidentally the City of Magelang is identical with the Military City, so I try to make souvenirs based on the military, "Darwo said when met.

Souvenirs made also diverse, ranging from statues, stickers, key chains, plaques, handkerchiefs, and others.Most of Darwo's work is made on the basis of fiber raw materials.There are about 15 workers who are now assisting in the production process, not only at Darwo's house but also in the homes of each employee.

"Frankly I lack Human Resources (HR).Because the business opportunities of making military souvenirs is very wide in Magelang and orders continue to grow.Many stores and supermarkets are asking for supplies of souvenirs, but I have difficulty fulfilling them, "Darwo said.

Even the product he made has already flown to the United States.The story, formerly Darwo said there are UN members who were visiting Indonesia and buy their products to be used as souvenirs.
The statue is then ordered by someone but then labeled differently.

"Although labeled USA, but actually souvenirs, is made here," explained Darwo.

Currently, Darwo only undertakes a request for making souvenirs that come directly.Remember, the incoming order is quite a lot, including from all Battalion in Magelang.

Under these conditions, Darwo admitted open to anyone who wants to learn how to manufacture military souvenirs.He also willing to provide training for the community and students who are interested to pursue the same business.

"The more entrepreneurs of this souvenir, the more crowded the market, many people will come to Magelang.I do not think it will be unrivaled, all have their own fortune, "Darwo said.

To be known, in a day, Darwo can produce at least 50 souvenir statues and 800 units of key chains.Each of these statues, priced from Rp 25,000 to Rp 175,000, while key chains start at Rp 4,000 to Rp 5,000 per item.

From this business, Darwo is able to pocket net profit reaching more than Rp 30 million per month.
Source : https://finance.detik.com/solusiukm/d-3945342/darwo-raup-puluhan-juta-jualan-souvenir-militer
LABEL : [business opportunity, ukm, military souvenir, birojatengdiy]

Got Credit Card Debt? detikcom Will Help Pay Off!


- Debt can be a haunting nightmare. Each month we have to set aside income to pay the installment. The most common one of which is the credit card installment.

Many loyal readers of AFP who tell stories want to be released from credit card debt. One is the account of Bisma who wants to be free from debt to live more calmly, can save and can be set aside for investment.

There is also a Subandi whose credit card debt continues to swell and he can not afford to pay.
Bisma and Subandi are just one of the many people, especially loyal readers of AFP who want to live quietly and free of debt. With no debt, you can save, invest and at least not worry about being pursued debt collector.

Well, for those of you who have credit card debt, do not worry. AFP has a debt repayment program. so your debt will be repaid by AFP on a simple terms.

The trick is quite easy, the reader just download the application that is available on the PlayStore for Android users and in the App Store for iOS users. When opening the application detikcom on the initial view of the reader will find articles on how to follow the debt program you want paid off AFP. So what are you waiting for, yuk download the application detikcom right now.
The program will run for 3 days starting Friday, March 30 - April 1, 2018. Winner announcement on Tuesday, April 3, 2018.

Oh yes, for detikers who do not have the application of AFP can download it here for Android and iOS
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945314/punya-utang-kartu-kredit-detikcom-bakal-bantu-lunasi
LABEL : [debt, AFP pay off debt]

Operates As Asian Games, Jakarta LRT Construction Reaches 66%


- The Velodrome-Kelapa Gading Velodrome-Kelapa Gading route is still racing.As of March 15, the overall project progress reached 66.69%.

The details, for preparatory work have been completed 100%.Then the development of infrastructure such as the LRT line as long as 5.8 kilometers (km) reached 66.62%, and the procurement of rolling stock or light trains alone reached 63.10%.

Meanwhile, details of the progress of the current construction 230 of the total 230 poles or pier have stood or reached 100%.Then the girder of the overpasses has been connected 161 of 167 spans or up to 96%, and the track or track slab tracks are 4. 061 meters from a total of 11 440 meters or about 35%.
This project started on December 20, 2016 and the target is completed in August 2018.Construction works at Depo, at the Station, rail installation and installation of Railway operations facilities are being conducted in the field. "The testing or commissioning process is targeted to start in May 2018," said LRT Jakarta Project Director Allan Tandiono to Jakarta, Friday (30/3/2018).

While for the procurement of means or rolling stock of 16 LRT carriages has started on February 1, 2017 and the target is completed in October 2018.The procurement project was done with a South Korean manufacturer.
The dynamic testing process of the first train of LRT Jakarta has been done and completed at the end of February 2018 at South Korea's Hyundai Rotem Plant, "said Allan.

Allan also said that the first train of LRT Jakarta has been sent from South Korea and is expected to arrive at Tanjung Priok Port on April 9, 2018.A total of 16 ordered railway lines will operate gradually until October 2018.

The Jakarta Post, Jakarta: A total of 8 LRT Jakarta cars are expected to be ready for operation by the end of July 2018 and the next 8 LRT Jakarta trucks will be ready to operate by the end of October 2018, he said.
Source : https://finance.detik.com/infrastruktur/d-3945322/beroperasi-saat-asian-games-konstruksi-lrt-jakarta-capai-66
LABEL : [lrt jakarta, light rail transit, lrt]

How To Be Struggled To Not Choke KPR Loan


- Young families or newly married would have many desires, including having a dwelling or home.However, it is often delayed one of them due to worry can not have fun because they have to pay the mortgage.Soy Nugroho says, before buying a house a young family should consider the location of the house, especially, if working in Jakarta.Therefore, the location has a consequence to the repayments to be paid.

Meanwhile, new families of young age have limited income.

"So this time the difficulties of young families, especially in Jakarta property prices have jumped especially middle of the city," he said to Jakarta, Friday (30/3/2018).

One way to outsmart is to buy a house outside Jakarta, such as Tangerang and Bogor.That way, the cheap price can be reduced and the installment is not too heavy.
Indeed, houses outside Jakarta also impact on expenditures, especially in transportation.In order not to swell, then must look for a house adjacent to a cheap mass transportation.

"Tackling the search for transportation made it easier for me.By train station, "he said.

Another option, he continued, to buy an affordable apartment.But, young families should be willing to live in a vast area not too big.

"The next alternative can be with rusunami in Jakarta is quite a solution, the price is not expensive, but the wake up is not as big as landed," he continued.
Next, he says, the most important thing for young families so that the installment does not feel heavy is orderly allocate income.

If the combined income of a new family is around Rp 10 million.So, as much as 55% or Rp 5.5 million should be set aside for everyday purposes such as meals, transportation, and others.The allocation includes 30% or approximately Rp 3 million for the mortgage.

The ability of this mortgage to determine the size of the house that can be purchased as a new family.

"So if in the world of financial planning for the income means 100%, 55%, used for everyday consumption including repayments earlier," he said.

The problem is 55% of this house payment must be from the beginning, we do not want the ideal, eg I pengennya size 150 m2 should be two floors, "he continued.

Then, the rest as much as 45% for the allocation of savings, education, and in it for entertainment.With such an orderly allocation, according to him, the new family will not feel the weight of installments.On the other hand, the new family also has a budget for the future.

"45%, 10% for savings, 10% emergency fund, for tuition fees means upgrade our ability, cost us holiday fun.So the division like that, "he concluded.


Source : https://finance.detik.com/perencanaan-keuangan/d-3945236/cara-jitu-agar-tak-tercekik-utang-kpr
LABEL : [debt, debt paid, debt repaid AFP]

Deposits at Commercial Bank Tembus Rp 5.334 Trillion in February


- The number of accounts and nominal deposits at commercial banks as of February 2018 was recorded at 250.86 million accounts rose by 1.86% compared to January 2018 period of 246.29 million accounts.

Secretary of the Deposit Insurance Agency (LPS) Samsu Adi Nugroho explained in February 2018 for savings with a balance of up to Rp 2 billion the number of accounts increased by 1.85% month on month (MoM) from 246.041 million accounts to 250.61 million accounts in February 2018.
The number of nominal deposits rose 0.027% (MoM), from the end of January 2018 to Rp2.309 trillion at the end of February 2018, "Samsu said in a written statement Friday / 3/2018).

He explains for wealthy customers or savings with a balance of over Rp2 billion, account number down 0.34% (MoM), from 251.401 accounts (January 2018) to 250. 548 accounts (February 2018) .Meanwhile, for the nominal amount of deposits increased by 0.65% (MoM), from Rp3. 005 trillion (January 2018) to Rp3. 024 trillion (February 2018).

Samsu explains, seen from the type of deposits, the type of deposits that the number of accounts has the highest increase is demand deposits.The increase reached 4.77% from 3.07 million accounts in January 2018, to 3.27 million accounts in February 2018.Meanwhile, demand deposits also experienced the highest nominal increase compared to other types of deposits, namely 1.72%, from Rp1. 267 trillion in January 2018 to Rp1. 289 trillion in February 2018.

In February 2018, the number of accounts and nominal deposits in Rupiah increased.Meanwhile, the number of accounts and nominals in Forex decreases.

The number of deposit accounts in Rupiah increased by 1.87% (MoM), which as of January 2018 amounted to 245.2 million accounts, to 249.8 million accounts as of the end of February 2018.For the number of savings accounts secured in the Forex decreased by 0.23%, where as of January 2018 the number of 1.01 million accounts to 1 million accounts in February 2018.

Viewed from the nominal, deposits in Rupiah rose 0.50 % (MoM), from Rp4. 576 trillion (January 2018) to Rp4. 599 trillion (February 2018).For deposits in Foreign Currency, the amount decreased by 0.35% (MoM) from Rp737 trillion (January 2018) to Rp735 trillion (February 2018).
Total savings in commercial banks as of February 2018 increased by 0.38% from Rp5.31 trillion in January 2018 to Rp5.334 trillion in February 2018, "he said.

Commercial banks of participants as per February 2018 amounted to 115 banks.Consist of 102 conventional commercial banks and 13 sharia commercial banks.Conventional commercial banks, consist of 4 Government Banks, 25 Regional Government Banks, 64 National Private Commercial Banks and 9 Foreign Bank Branch Offices.
Source : https://finance.detik.com/moneter/d-3945308/simpanan-di-bank-umum-tembus-rp-5334-triliun-di-februari
LABEL : [lps, bank account]

Buy BBM at 10 Gas Station It Can Be Free 1 Liter


- PT Pertamina (Persero) Marketing Operation Region III provides free 1 liter gasoline free promotion at 10 gas stations for people who will take a long vacation through toll lane.

Unit Manager Communication & CSR, Dian Hapsari Firasati said this promo program is given in an effort to provide optimal service to the community so that people are always comfortable and satisfied with the services provided by Pertamina.

"This program can be enjoyed by the first 100 consumers every day with a minimum purchase of Rp 200. 000 for Pertamax, Pertamax Turbo and Pertamina Dex products using Mandiri edc," he said in his written statement on Friday (30/3 / 2018).

Where is the gas station?

People can get the promo at a number of Toll Road filling stations among others in

1. Gas station 3441340 - JI. Raya Toll Jakarta-Cikampek KM 57,

2. Gas station 3441345 - JI. Raya Toll Jakarta-Cikampek KM 42

3. Gas station 3441346 - JI. Jakarta-Cikampek Toll Road KM 62

4. SPBU 3141101 - JI. Purbaleunyi Toll KM 88 A l

5. Gas station 3141102 - JI. Toll Purbaleunyi KM 88 B,

6. Gas station 3441125 - JI. Toll Purbaleunyi KM 72 A

7. Gas station 3441128 - JI. Toll Purbaleunyi KM 97

8. Gas station 3341201 - JI. Toll Cipali KM 102,

9. Gas station 3341202 - JI. Toll Cipali KM 101 BU

10. Gas station 3440527 - JI. Toll Purbaleunyi KM 125 B.

Dian further explained that Pertamina MOR III has prepared an average increase of stock up to 12-15%, especially in toll areas and tourist routes.

"We make sure the stock of fuel is safe especially in toll roads and tours with this effort, we also hope the public is comfortable during long holiday," he explained.
Source : https://finance.detik.com/energi/d-3945275/beli-bbm-di-10-spbu-ini-bisa-dapat-gratis-1-liter
LABEL : [pertamina, pertamina mor v]

When is Tariff 39 Lowered?


- A total of 39 toll roads will experience tariff reductions. Government in this case the Ministry of Public Works and Public Housing (PUPR) will issue a regulation in the form of Ministerial Decree (Kepmen).

Head of Bureau of Public Communication Ministry of Public Works Endra S Atmawidjaja said the Ministerial Decree will come out about two weeks ahead. "The Minister of PUPR said yesterday, that next week, the calculation will be completed, the decree may be 10 or 2 weeks ahead," he said in Jakarta on Friday (30/3/2018).

Endra explained, to reduce toll tariffs, the government will extend the toll concession period. Then, the class of vehicles will also be simplified.
He said that 39 toll roads whose tariffs will go down are the third and fourth tariff generation tolls. He explained that the first generation tariff is in the period 1970-2000 where the tariff is in the range of Rp 200 to Rp 400 per km. Then, the second generation tariff for the period of 2000-2010 is around Rp 700 per km.

Then the third-generation toll tariff between 2010 and 2015, where the tariff is around Rp 900-Rp 1. 000 per km. The fourth generation is the period 2015-2019 that is Rp 1. 200 to Rp 1. 500 per km.

Endra says, high toll rates due to high land prices. Later, high rates were triggered by inflation and exchange rates.
"So we are going to change the contract of PPJT if we extend the concession from 35 years to 50 years it will take time to look one by one Mr. Minister yesterday, 2 weeks since reported President, "he explained.

"The third and fourth generation, but first and second generation are not, Jagorawi is low, the third and fourth are affected by the policy," he concluded.
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3945080/kapan-tarif-39-ruas-tol-turun
LABEL : [toll rates, toll rates down]

Arcandra to Revoke Cnc Mining Permit


- Vice Minister of Energy and Mineral Resources (ESDM) Arcandra Tahar ensures that mining companies that are still not yet Clear and Clean (CnC) will soon cease operations because their Mining Business License (IUP) will be revoked. This was conveyed by Arcandra at Balai Diklat Tambang Bawah (BDTBT) Building in Sawahlunto, West Sumatera.

"What CnC is not going to unplug The CnC that we will give permission No excuse," said Arcandra in his statement on Friday (30/3/2018).

Furthermore, Arcandra revealed the impact of the existence of non-CnC mine will disturb mining activities. The reason, there is no standard implementation of the safety of workers.

"Who is bothered? We are all. Human life is the same, so the safety standards must be the same," he added.

Another impact is often the occurrence of overlapping of land to the point of coordinates in the field that is not appropriate licensing.

The latest data from the Directorate General of Mineral and Coal of the Ministry of Energy and Mineral Resources there are still 2. 595 IUPs that have not CnC status scattered throughout Indonesia.

While to curb the mine of the people, the Government recommends to run the regulations that have been determined.

"What a wonderful thing if the people's mines are also following the rules that are made not to trouble, follow security standards," said Arcandra.

Based on data from the Directorate General of Mineral and Coal at the Ministry of Energy and Mineral Resources, a total of 6. 565 IUPs have been declared CnC. Meanwhile, from the coordination and supervision conducted with the Corruption Eradication Commission (KPK), in addition to the IUP that has been CnC, there are 2. 595 IUP revoked in the period 2015-2017.
Source : https://finance.detik.com/berita-ekonomi-bisnis/d-3944925/arcandra-akan-cabut-izin-tambang-yang-belum-cnc
LABEL : [arcandra tahar, mine, mining license]